Get market-ready the easy way
Powered by Notable®
Take the stress out of selling. Frictionless financing to defer all home sale expenses until closing.*
Access up to $50K for home prep
Use on staging, painting, repairs, moving, and more
Repay conveniently through closing¹
Show Ready provides you an unsecured line of credit . From staging to repairs and upgrades, it can help unlock your home’s potential to achieve an optimal sale outcome* , with nothing due until closing.**
How it works
Show Ready is fast, flexible, and easy to use
Let’s talk about how using Show Ready will take the stress out of selling your home.
Use cases
Carpentry • Landscaping • Painting • Handyman Services • Appliance Purchasing & Installation
Staging • Curb Appeal Enhancements • Carpet Cleaning • Kitchen & Bathroom Upgrades • Plumbing
Drywall & Insulation • Electrical Upgrades • Moving • Storage • Junk Hauling…and much more!
Frequently Asked Questions
The application and approval process uses a soft credit inquiry, which does not affect your credit score.
Additionally, your credit score will not be impacted by drawing funds.
You have 12 months (1 year) to sell your home. If it hasn’t sold by then, you can request an extension or set up a payment plan to give yourself more time to sell.
If you choose to no longer sell your home, the loan will need to be repaid.
You’ll see:
• ~1% monthly interest until you sell your home (reflecting an 8.99–16.99% annual rate).*
• A $499 one-time fee due at closing.
Most homes sell in about 3 months. At our average ~1% monthly interest (12% annually), that’s about 3% interest paid at closing, only on what you actually spend.
There is no cost to you if you no longer need your funds. You can simply request your loan be closed.
You can use funds for virtually anything that helps get your home ready to sell — from staging and painting to repairs, landscaping, or even things like storage and temporary housing.
• Meet a minimum credit score of 680 (varies by state)
• Be an owner of the property (or be able to act on behalf of the owner)
• Have at least 20% equity in the home (in some cases, at least 10%)
• Signed listing agreement with a real estate agent
• Property list price under $4M
* Additional criteria may apply
The maximum you can qualify for is $50,000.
We determine approval amounts primarily based on the equity in the home — though other credit-worthiness factors may be considered that can impact your credit limit.
Once your closing date is set, let us know by logging into your portal and adding the home close date. We will send you and your agent a final payoff statement and, if needed, an escrow demand along with clear repayment instructions.
Yes! We can work with homes owned by an LLC, Trust, Estate, or under Power of Attorney (POA). We may ask for some documents to verify ownership during the application process.
Only soft credit inquiries are performed, so your credit score won’t be affected during the application. Our loans are personal and unsecured, meaning there’s no lien on the property.
Additionally, we won’t report the loan to the credit bureau unless the loan remains unpaid after it becomes due.
*Results may vary. Coldwell Banker Elite and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. Coldwell Banker Elite is not providing loans as part of Show Ready. Show Ready loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Subject to terms and conditions (notablefi.com/terms).
**Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.
¹ Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your home, termination of your listing agreement, loan acceleration or twelve months after origination, whichever is sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.
Affiliated real estate agents are independent contractor sales associates, not employees. ©2024 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
© 2024 Coldwell Banker elite
©2024 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
