Where are the best areas in San Francisco for first time buyers?

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Coldwell Banker Elite Wins Business of the Year!

We are so honored to receive the Large Business of the Year Award this past Saturday from the Fredericksburg Regional Chamber of Commerce! The Chamber of Commerce awards this honor to the “company that balances business success with a dedication to improving the community’s quality of life.” We’ve been proud to be actively involved in the Fredericksburg community since 1977 when our founder, Kevin Breen, started his real estate business. In 1982, he opened the first Coldwell Banker franchise in Virginia and we’ve been the area’s premier real estate company ever since! With our acquisition of the Coldwell Banker Carriage House office in Downtown Fredericksburg this January, we’ll continue to be the Fredericksburg area’s best source for real estate knowledge.
At Coldwell Banker Elite, we know that people make a community – not land or buildings or leases or franchises. We’re committed to giving back to our wonderful community by supporting multiple local charities. We raise $20,000 annually for the Greater Fredericksburg Habitat for Humanity, host fundraisers and sponsor adoptions for the Fredericksburg Regional SPCA, support the Rappahannock Big Brothers and Big Sisters program as well as sponsoring a lecture in the UMW Great Lives Series. For over 20 years, we’ve sponsored the Coldwell Banker Elite Grand Prix, a series of ten sporting events in which more than 4,000 athletes compete each year to raise cash for various charities. Aside from fundraising and sponsorships, we also have plenty of agents, staff, and brokers who are personally volunteer for each of these charitable causes. We’re here to stay, and that means helping make life a little better for our neighbors.
Thank you to the Fredericksburg Regional Chamber of Commerce for recognizing us as the Large Business of the Year! We truly appreciate all of our wonderful clients, friends, business partners and agents who make it easy to love our jobs!
Coldwell Banker Elite Welcomes Tia Norman

Meet Tia
I was born and raised in Germany and am a proud Army Brat. Being raised in a military family granted me the opportunity to travel and interact with people from all walks of life. I love meeting new people and learning all about different cultures. I am known within my family and friends as the “mouth of the south” and a social butterfly. We relocated to Virginia my senior year of high school and I have been living on and off here in Fredericksburg, VA for the past 12 years. I attended George Mason University, where I graduated with a degree in Communication. Go Patriots!
I gained my experience in sales working in banking up graduation. Working in the banking industry allowed me to utilize my communication and listening skills gained in college. It also awarded me the opportunity to work with clients from diverse and high-profile backgrounds. A key to my success as a Personal Banker was relationship building and taking the time to not only know who I was working with, but truly understand my client’s wants and needs.
I have always had a strong desire to help others and love finding solutions for my clients to help them achieve their goals. With a constant itch to obtain my Real Estate License and work with buyer and sellers, I finally took the leap and became a Licensed Realtor in Virginia. My desire is to build strong, long-lasting relationships and become a trusted resource for my clients.
As your Real Estate agent I am here to provide you with information and resources needed to buy or sell real estate in this market. I want to make your experience as thorough and efficient as possible. And as a retired Army Brat I completely understand military relocation and will work with you to make a normally stressful situation a smooth transition.
I love living in the Fredericksburg area and getting out exploring all that the city has to offer. From running the trails along the Rappahannock, shopping at the antique shops downtown, and attending First Friday’s I love living in the area.
A few things to know; I have a huge sweet tooth, I live for a tall skinny vanilla latte from Starbucks, and can spend hours in a bookstore. I love traveling, snowboarding, architecture, Harry Potter and spending my free time with close friends and family.
Tia Norman
“Selling a lifestyle through real estate”
CBE Massaponax
757-621-3254
tnorman@cbeva.com
Coldwell Banker Elite Acquires Coldwell Banker Carriage House

We are excited to announce that effective January 1st, 2017 Coldwell Banker Elite has acquired Coldwell Banker Carriage House. Coldwell Banker Carriage House’s exceptional agents and staff will join over 200 of their peers at Coldwell Banker Elite and have access to 9 offices throughout Northern Virginia.
This acquisition strengthens the international Coldwell Banker brand under one brokerage in Fredericksburg. All Coldwell Banker Elite agents will have access to a greater variety of tools and support which are designed to enhance their ability to provide clients with the best possible representation. Coldwell Banker Elite invests in our sales associates and employees by providing comprehensive training, cutting-edge technology and creative marketing strategies in order to deliver exceptional service to clients and customers.
Here at Coldwell Banker Elite, we pride ourselves on being a local firm in the Fredericksburg area for over 35 years. We’ve grown because of our great customer service and dedication to doing the right thing. We’re honored to be recognized as the #1 Coldwell Banker affiliate in Virginia for well over a decade and we’ve also maintained the largest market share in the Fredericksburg region for many years, but we’ve done it one client at a time. We’re dedicated to providing unparalleled service to our clients and their families.
We are so excited to begin this new chapter together with all of the wonderful agents and staff from Coldwell Banker Carriage House and we’re looking forward to an amazing 2017!
Coldwell Banker Elite Welcomes Kristin Bowman

Meet Kristin
Your home is where you build your memories. Let our family help your family find the right place to call HOME.
Valerie Moss Homes is a mother-daughter team that honors hard work, good people and dedication to each other and our clients. We want you to feel ‘at home’ with us!
Experience makes all the difference when negotiating real estate transactions! We have over $600 Million in sales and almost forty years of combined full-time experience in the Real Estate industry.
Our extensive knowledge of the real estate market and trends, strong negotiating abilities and unparalleled network are the key factors that allow us to provide an unmatched level of successful transactions. In addition to New Homes and Re-sales, we also specialize in Commercial Sales and Leasing, Land and Lot Sales, Foreclosures & Shortsales, Tax Exchanges, Relocation transactions and more!
If you are looking for a caring and professional Real Estate and Marketing team who will truly work for you, contact Valerie Moss Homes, today. Whether you are looking to buy, sell or simply interested in knowing more about the real estate market in your area, don’t hesitate to contact the team with a documented track record!
Visit our website at valeriemoss.com or contact us at (540) 446-3027 / (540) 322-6377 / vmosssold@aol.com for a complimentary Market Analysis of your home! Buying or selling outside of Stafford/Fredericksburg? We can help you find a top rated agent in your area!
We would love the opportunity to work with you!
‘For every house is built by someone, but the builder of all things is God.’ Hebrews 3:4
Qualifications:
Full time staff with around the clock service
Upgraded photography utilizing HDR photos and HD video
Over 40+ years of combined experience
Extensive professional network
Specialties:
New Homes Sales
Resales
Land Sales
Investment Opportunities
Kristin Bowman
CBE Stafford
100 Parkway Blvd Stafford, VA 22554
kbowman@www.coldwellbankerelite.com
540-322-6377
Coldwell Banker Elite Welcomes Sherry Payne

Meet Sherry
Hi, I am Sherry Payne. I have been a licensed agent since the fall of 2001 with Stafford Coldwell Banker Elite. I am a high-energy, hardworking agent that considers it a privilege to be entrusted by my clients with the buying or selling of their home. It is a process. My goal is to make it a smooth transaction moving from one step to the next with ease resulting in a successful settlement and a pleased client.
My husband and I raised our three children in Stafford and have been residents for nearly 30 years. I’ve seen it grow by leaps and bounds and become one of the most desirable areas to call home in the Metro area. I with familiar with the neighborhoods both existing and new construction, schools both public and private, commuting options for the area and current market values. Also, over the years I have developed great long term relationships with other real estate agents, lenders, and settlements companies.
Whether buying or selling, I will listen to what your specific needs and goals are and will negotiate the best possible deal on your behalf. I enjoy being involved with seeing dreams come true of home ownership or the excitement of a new phase of life that comes with relocating or downsizing.
Your goal is my goal.
Sherry Payne
spayne@www.coldwellbankerelite.com
CBE Stafford
100 Parkway Blvd Stafford, VA 22554
540-850-1022
Coldwell Banker Elite Welcomes Julie Barrett

Meet Julie
Hi my name is Julie, a native to good ole Spotsylvania County! As a lifelong resident, I have a wealth of knowledge about this ever-growing and popular area. Prior to becoming a Realtor, I worked for Spotsylvania County Schools for over 20 years. I am a wife and a mother to 4 awesome kids and let’s not forget about my 2 granddaughters! Whether you are buying or selling a home, I will be with you every step of the way to ensure a smooth transaction from start to finish. I have moved quite a few times in my years and loved every minute of the “hunt” for the new perfect place to call home! I would be honored to help you on your hunt! My goal is to see all my clients happy and excited about their new home! Give me a call when you are ready to begin the journey!
Julie Barrett
CBE Massaponax
4840 Southpoint Dr
Fredericksburg, VA 22407
540-538-2233
jbarrett@www.coldwellbankerelite.com
Congratulations to our FAAR Award Winners!

We could not be prouder of our agents today! It’s always a great honor to be recognized by the Fredericksburg Area Association of Realtors but last night, FOUR of our agents won awards! Cindy LeBrun won the FAAR Spirit Award, Mary Ann Bechtold won the FAAR Good Neighbor Award, Danna Middleton won the Silver Circle Award and Gayle Elliot won the Realtor Emeritus Award! We also had four Coldwell Banker Elite agents installed as the incoming Board of Director Members: Ben Keddie from CBE Commercial, Sandra Pearce from the Spotsylvania Office, Drew Fristoe from the Massaponax office and Arlene Mason from the Fredericksburg office! We are absolutely bursting with pride for our amazing agents whose hard work, dedication to the community, and strong leadership are an inspiration to us all!
Mary Ann Bechtold spent many years volunteering in King George County and throughout the entire FAAR service territory. Her fellow Realtors describe her as bright, a team player, honest, ethical, hardworking, and a great friend. She worked tirelessly with an organization in King George County that brings the chance to play football to every child regardless of their circumstances. She’s also deeply committed to the King George High School Football Team, remaining the “Team Mom” long after she had any children in the school system, bringing meals and raising money so players have the equipment they need. Mary Ann also collects significant food contributions for the local food bank. Her service to the community was recognized with the 2016 FAAR Good Neighbor Award, for her significant contributions of time or other resources to the local community. Mary Ann is truly a role model for other association members and we are so proud to have her at our King George office!
Cindy Le Brun’s fifteen years of experience have helped her become the multi-million dollar producer that she is today, but she’s never let that success go to her head. Cindy was awarded the brand-new 2016 Spirit Award for being a constant source of motivation, through enthusiasm and participation, to attend FAAR events. Cindy’s always one of the first to lend a hand setting up and cleaning up special events and can always be counted on to assist with setting up the FAAR store at the Expo. She also served on the Realtor Foundation and has been instrumental selling raffle tickets to support local housing charities. Cindy is always willing to pitch in and help without fanfare! We are so lucky to have her at our Massaponax office and so happy she was recognized this year!
Danna Middleton was awarded the Silver Circle Award for 25 years of continuous membership in FAAR and Gayle Elliot was awarded the Realtor Emeritus Award for 40 years of continuous membership in FAAR! This is an incredible achievement and we are grateful to be able to benefit from their years of experience!
We are also very proud of our incoming Board Members, Arlene Mason, the new Vice President of the Association and Drew Fristoe, the new Treasurer! Ben Keddie joins Sandra Pearce as a 2017 Director! We are looking forward to seeing these strong leaders guide FAAR and help its members advocate for issues impacting real estate.
Coldwell Banker Elite Welcomes Dawn Ferriss

Meet Dawn
Dreams do come true! My experience as a military spouse is that sometimes those dreams can become delayed when duty calls! My husband is a Retired Marine of 21 years. We both grew up in Connecticut; our military career took us to California, Georgia, Hawaii, North Carolina and finally Virginia, where we settled in the Stafford area to raise our two sons and have resided for the last 20 years. Prior to my career in Real Estate I worked in the banking industry for several years until duty called. I decided to raise my two children while caring for my aging parents. Doing this brought me many life experiences and a profound understanding of several of life’s challenges. I believe this part of my life was meant to be. Patience and understanding has allowed me to remain calm under tough circumstances.
Now that my sons are grown, residing in New Orleans, LA, my “home away from home”, I decided to follow my dream. Believe it or not, throughout our many military moves, I always loved moving! I enjoy meeting new people, listening to life stories, and developing new meaningful connections. My hobbies include running, aerobics classes and taking my two bullies for a walk! I am passionate about the bully breeds, having rescued two American Staffordshire Terriers, I am a huge advocate for the breed. Whether you are hanging your hat for a short period of life or long enough to raise a family and make life time memories I would love to meet you and your family — pets are family too! When you are ready to buy or sell, I can help you make your dreams come true!
Dawn Ferriss
dferriss@www.coldwellbankerelite.com
540-630-3566
CBE Stafford– 100 Parkway Blvd Stafford, VA 22554
You’ve Served Our Country, Now Coldwell Banker Elite’s Ready to Serve You

The National Association of Realtors released their first ever “Veterans & Active Military Home Buyers and Sellers Profile” in May, which shed some light on military members’ real estate habits and trends. The study showed that 95% of active-duty members and 88% of veterans use real estate agents to buy and sell their homes, so it’s worth it to find a brokerage that’s especially equipped to take care of our servicemembers and adapt to fit their unique needs.
We’re Tech-Savvy
Most millennials are struggling to break into the world of homeownership, but one demographic is bucking the trend: active military members. The report revealed that the average active military homebuyer buys their first home at 34—six years earlier than their civilian contemporaries. Our agents pride themselves on being tech-savvy in order to make the home buying and selling process easier. We use Docusign, so you (and your spouse) can sign documents online or from your phone, without even needing to be in the same country! We have easy-to-use home search apps so you can make the most of your free time and easily check out properties you’re interested in. We understand that sometimes it’s easier to FaceTime, Skype or text and we have a slew of online tools to help you stay on top of the process, even when you have to be miles away.
We Can Help You Save Money
The NAR profile found that active military members buy bigger(more than 2,000 sq ft), and more expensive (median price of $226,000) homes than non-military buyers. Luckily, the Veterans Affairs loan is an extremely popular program available to active members and veterans—in fact, 54% of veterans and 74% of active duty members use a VA loan to finance their home.
These loans offer 100% financing and eliminate mortgage insurance payments. Our agents stay up-to-date with the VA’s requirements and help veterans take advantage of any discounts and benefits they may be entitled to.
We Make the Search Easy
Not only do we have awesome apps that make narrowing down your options a snap, our agents consistently use high-quality, professional photography and video for our listings as well as 3D tours and aerial drone footage. We’ve even done video walkthroughs on specific properties for clients if there’s something in particular they really want to see that’s not in the pictures. If there’s a home you’re interested in, we’ll make sure you can visualize every part of it and feel really comfortable making an offer, no matter how far away you’re stationed!
We’ll Introduce You
Our Relocation Department can help you find a really great Coldwell Banker agent in whatever city or country you’re moving to—no need to blindly call the first agent you find on Google! We’ll make sure you’re taken care of and stay in touch during the process if you have any issues! Many of our agents are also veterans, so we’ve been there! Moving to a new city can be alienating but our agents can recommend any businesses or services you might need, as well as put you in touch with some local groups or clubs! PCSing is no fun, but we can help take as much of the stress out of the process as possible so you can move in, make friends and get on with your life!
Call us today if you need help relocating, finding a home or just getting to know the area!